About us

An expert in payments and the management of real-time, high-volume payment systems, Transactis offers you off-the-shelf or modular solutions for processing your transactions on its robust, efficient, secure and scalable platforms.

As a processor of payment transactions, we operate on a mass scale and are open to payment market innovations.

As well as our everyday payment management services, our solutions add value because they enable you to get your banking offerings to market faster and improve your customer satisfaction.

Since 2008, Transactis has been developing, managing and operating E-banking, SEPA Transfer, SEPA Direct Debit and international wire transfer Information Systems (IS) for top-tier financial institutions. Our proven experience and high volumes make us a leading partner in this sector.

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Photo Président - Patrice Galy

Today, Transactis is one of the major players in IT Payments processing (cards, credit transfer/direct debit, Instant Payment) in France. Thanks to its expertise and its ability to meet the challenges of the payments world, Transactis is continuing its development by expanding its openAPI offer to European Payments Initiatives services and by already planning in terms of thinking about the future digital Euro.

Patrice Galy, Chairman of Transactis

Our story

STARTING OUT

Founded in 2008 as a joint venture between two equal partners, La Banque Postale and Societe Generale, Transactis was first designed as a response to a basic need shared by these two banks: the management of Information Systems (IS) for e-banking activities.

Initially driven by a keen desire to share investments and to pool development, maintenance and transaction processing costs, both banks were then able to capitalise on Transactis’s business expertise.

STEADY GROWTH

Since it was founded, Transactis has continued to evolve, with the arrival of new customers and the launch of increasingly ambitious new projects.

Transactis is gradually attracting new customers such as the Crédit du Nord group and its eight regional banks in 2014, Boursorama in 2016, Ezyness in 2017, BFCOI and Societe Generale de Banque aux Antilles in 2018, Ma French Bank in 2019 and Banque de France and Caisse des Dépôts in 2021.

Initially specialising in e-banking, since mid-2016 Transactis has been developing a new SEPA & international direct debit and wire transfer management platform which will be one of the first European platforms to combine all the functions of a “payment processor”.

At the same time and to stay in line with market trends, at the end of 2018 Transactis will present its future Instant Payment solution, which complies with the SCT Inst scheme standards that will soon be adopted by all banks in Europe.

2008
Establishment of Transactis (SAS)
2008
Construction and deployment work begins on the shared e-banking platform
2013
End of deployment of the shared e-banking platform for Societe Generale and La Banque Postale
2014
The eight Crédit du Nord Group banks join (2013-2014)
2016
Online e-banking is constructed and Boursorama joins (2015-2016)
2017
Construction of the Wire Transfers & Direct Debits platform
E-banking institution Ezyness joins (2017)
2018
Banque Française Commerciale Océan Indien (BFCOI) joins
Societe Generale de Banque aux Antilles (SGBA) joins
2019
Online e-banking provider Ma French Bank joins (2018-2019)
Banque des Caraïbes joins
2021
Banque de France joins
Caisse des Dépôts joins

Our activities

Company

  • 15 years of experience of project management and payments IS
  • 164 million euros in turnover
  • 355 employees
  • 4 sites in France

E-banking

  • 23% of the e-banking and payment flow market in France
  • 18.8 million bank cards
  • 376,100 e-banking merchant contracts
  • 11,692 ATMs
  • 6.8 billion payment transactions
  • 6.6 billion authorisations

SEPA and international direct debit & wire transfer payment flows

  • 35% of Instant Payments in France
  • 56,424 corporate payment flow contracts
  • 3.29 billion direct debits & wire transfers

Our vision

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Now operating in the French and European payments market, Transactis wants to enable its future customers to benefit from its solutions and know-how by offering them solutions suited to their needs.

Already recognised as a payment warehouse, Transactis is aiming to win new references as a payment acquirer based on its e-banking, SEPA and Instant Payment platforms, all of which are robust, efficient, secure, scalable and open to payment innovations.

Transactis pursues its development as a payment processor with its Instant Payment offer and its future EPI A2A offer. With more than 15 years of expertise in the field of payments and its desire to offer its customers ever more efficient and innovative services, Transactis continues to be a reference player in the market.

Dominique Amar, Chief Executive Officer of Transactis